If you are 55 or older, save money on your car insurance premiums and become a better driver. Minnesota law requires that insurance companies offer a 10% reduction on auto insurance for three years if you complete a state-approved defensive driving course taught by professional, certified instructors. Virtual and in-person classes are available. No driving or test required. At the end of the course, you will receive a certificate of completion to provide to your insurance agent. *If you choose a virtual session, there are materials you will need to pick up at the Mahtomedi District Education Center or request for it to be mailed to you prior to your virtual course. You will receive an email with more details closer to your class.